We hear this all the time from folks in San Benito, Harlingen, and even Brownsville: “Should I get an attorney after a car accident?” and “Why should I get an attorney after a car accident?”
Certainly, a car accident can be very distressing even if nobody is injured, but when a loved one or friend is hurt, or you as the driver are injured, then you should not be asking the question “Should I get an attorney after a car accident?” but just getting on and doing it!
The problem is that too many people who suffer a car accident that is not their fault believe that the insurance companies will look after them. Unfortunately, the cold hard fact of the matter is that they will fight tooth and nail NOT to pay out!
The problem is largely to do with the insurance companies’ advertising. It always sounds (in the ads) like they’re great folks, and they pay out, easily. But, there’s a saying… that they’re GREAT at taking premiums but not so great at paying out… when they need to. Why? The Profit Motive.
In Business For Profit
The fact is that insurance companies are in business to make a profit. There is nothing whatever wrong with that and if they didn’t make a profit they would be out of business. However, if you stop to think about it, the LESS they pay out, the MORE profit they make! How can they claim that they LOVE to pay out?
The banks are just as bad. Again, in the UK, one of the Big Four banks advertised for several years “XYZ Bank. By Your Side For 250 years”. Aaah! You can just hear the violins, can’t you? They may have been in existence for 250 years, but somebody rightly pointed out that nobody has been alive for 250 years, so their advertising was just a bunch of lies. Furthermore, introduce us to anybody at all who thinks that their bank is their friend!
This is why people ask: “Should I get an attorney after a car accident?” because the advertising leads you to believe that insurance companies are your friend.
No. They are not. They are your friend until you need to make a claim, then they suddenly become your enemy. They will fight you to the death to try and avoid paying out. And they pay very expensive lawyers to fight you on their behalf. This is why you absolutely need an attorney on YOUR side who will fight the insurance companies, and at Villarreal Law Firm that is exactly what we do.
In any case, our consult is FREE, so why wouldn’t you talk to us?